Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, such as car repairs, illnesses, etc., as well as predictable costs such as rent.   […]

Continue reading about Buyers… 8 Steps to Getting Your Finances in Order

admin on July 3rd, 2009

Typical steps to buying a home in New York State.

1. Get Pre-Approved for a mortgage. This allows you to know your price range and monthly payment.

2. Search for a home.

Continue reading about Steps to Buying a Home

admin on June 26th, 2009

Prior to determining what type of home would be best for you, I find it is best to determine what you can afford.

At this early stage, all your income, savings, monthly expenses, and debt will need to be reviewed.

Continue reading about How Much Can You Afford?